Archive for the ‘Credit’ Category

What is a good credit card to get that you almost will never get turned down for?

I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.

The sure-fire way of NEVER being turned down for a major credit card would be to apply for secured credit card. Basically what type of card this is, is that you give them money up front (say you ask for a $500 limit), and everytime you use that card, the money will already be in your account with that card and it will just come out. This secures to both the credit card company and to yourself that the money will always be in there, therefore there will never be any over-ages, late fees, and the the like and will guarantee you a strong credit building account. I hope that my answer has helped you.

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Jobs, consumer credit, Fannie & Freddie

also check me out on http://www.facebook.com/PeterSchiff and http://twitter.com/PeterSchiff

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How high can my credit score climb if I have only credit cards in my credit history?

My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?

You don’t need an installment loan. More often than not, they pull you DOWN. Who told you that? If you are looking for the free credit score national site, check out this site

http://Free-Credit-Score-National.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating for free, fast and secure.

Hope this help,

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18. The Ring of Power – Credit Monopoly [18 29]

18. The Ring of Power – Credit Monopoly [18 29]

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How do they decide credit limits for your first credit card?

I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. Would all those factors contribute to a higher or lower credit limit, and do you think I’d be eligible for the $1,500 limit?

Every creditor is different. They look at your history and capacity to pay.

If you don’t get what you want, use it for 6 months and pay it off every month, then call customer service and ask for a line increase. Keep asking every 6 – 12 months.

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Why does credit scoring differ from two or more different websites?

I have two credit cards both have membership services. Both report to all three credit agencies. And both offer the service of credit watch, with score watch. Why do the scores not match, I understand the the three reporting credit agencies will be different, but shouldn’t the info reported be consistant from one wedsite to another. If yes how reliabel are anyone scores who really can give a real reported score. I also understand that the FICO system is only used by Equifax, what are that two other systems?

The three are:

Empirica Score from Transunion
Beacon Score from Equifax
Fair Isaac Score from Experian

the closest you can for accuracy is a trimerge report from a lender or another company that regularly needs to pull credit for loan purposes.

If you are looking for the free credit report and score national site, check out this site

http://Free-Credit-Score-National.com/

Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating for free, fast and secure.

Hope this help,

The scores do not match because not all creditors submit to all three agencies.

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Will It Blend? – Credit Cards

See what happens when we put 24 credit cards into a Blendtec blender. See more at willitblend.com

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What is the best credit card to apply for for the first time?

I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for something small so I can put things on the card and pay them off quickly to establish some sort of credit. Any suggestions?

i think this is the best one to know about credit cards

http://www.freewebs.com/easy-creditcards

http://www.freewebs.com/allcreditcard

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John Denver 1995 – Poems, Prayers & Promises ( BEST QUALITY )

TO SEE&HEAR this in HIGH QUALITY:
http://www.youtube.com/watch?v=N7P8pPYSXhk&watch_response&fmt=18

Life is short. Live, laugh, enjoy and thank God for every day.

If you were or are still a fan, this rendition will probably make you tear up.

With John’s untimely death, the words are just all that much more evocative.

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The Wildlife Concert was John Denver’s last TV Concert. It was taped in New York City in February 1995 and is available on DVD.

Great buy – almost 2 hours of John at his very best.

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How do you get a credit card with bad credit?

I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and have a decent job, yet credit card companies don’t give me the time of day. Does anyone know of a company that will work with a credit slacker like me?

Aply for a credit card of a small amount i.e. $300,00 at CAPITAL ONE or your bank, saying you need a credit card to purchaise things trough the internet. After maybe 2 months they put your credit up ond so one. After that your credit repport will be better recognised and you start to have better chances.Like I do I allways pai in before the time and sometimes i put my credit card in credit of £100,00 pounds to schau Them I’m a honest coustmor.And sometimes when I go to the bank they offer me credits and I have a low ballance money in the Bank, but allways in credit. Good luck.

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