Archive for the ‘Credit Help’ Category

Who are the authors pictured here? Help me for some extra credit please! :)?

I the four authors are on a picture together in the link below…

http://i974.photobucket.com/albums/ae224/mixednutzzz/Untitled3.png

From the top left: Leo Tolstoy, Gustave Flaubert, James Joyce, and William Shakespeare.

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MATH extra credit!! help, i hav a C in the class :/?

A club has 4 freshman, 6 sophmores, 3 juniors, and 10 seniors. How many freshman-sophmore-junior-senior combinations are possible for a 4-person committee?

PLZZZ help, im doing bad in math class, need the EC!!

I suggest that you’re doing badly in math class because you’re not DOING your own math!
Math takes practice — not asking someone else to do it for you.

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When Can a Credit Card Company Sue You?

http://www.FreeDebtExam.com OR
http://www.Debt-Professor.com If you have debt, I can help you. Got to FreeDebtExam.com is you’re trying to figure out the best move for you. Go to Debt-Professor.com for anything else debt related.

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Does anyone know how to get a Government grant to help or assist paying your credit card debit?

I have read about this, but can’t find the website….

govt gramts are very hard to apply for and very hard to get even if the money is there.. go to a local jr college and ask the librarian if they have the CD rom to explain how to write a grant proposal and if there is anyone to assist you.

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I heard that if you pay rent with checks it can help ur credit score?

is this true & does it help for other bills

Not true at all.

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Evil House – Haunted

Armond, our reporter on the scene, did this video for a media production class for extra credit. With no help, he took a school camera and visted the site of a local Haunted House. The story behind it involves a child molester, a murder and lots of scary feelings. We hope you enjoy Armond’s tour. He was quite shaken up from the experience. For the course, he got full credit for this one-man production effort.Please check me3tv channel for more interesting videos. Also me3tv.org.

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Does disputing your debts really help your credit score?

My friend say’s he will do it for free just to prove that it works, what can it hurt I have a score of 515

Let me first respond to our debt collector’s answer.

You have a RIGHT to dispute ANY item that is on your credit report. This RIGHT is clearly defined in the Fair Credit Reporting Act.

You will NEVER go to jail. It is NOT fraud. Clear enough?

True….the credit bureau has the right to ignore REPEATED disputes as frivolous. But if you dispute every single item on your report, they MUST investigate them.

Why did the government give you this right? Because a few years ago Congress was presented with audits showing that more then 25% of all consumer credit reports contained errors serious enough to result in denied credit.

In 2003 Congress passed the Fair and Accurate Credit Reporting Act, in an effort to correct this problem. In their most recent study, it was discovered that there was NO IMPROVEMENT in the amount of errors on credit reports.

Nearly 21% of people who request their credit reports filed a dispute with the credit bureau.

Collection agencies HATE the FCRA laws. It forces them to take time out of their busy schedule of harassing debtors, and forces them to search for old records to prove the debt is legitimate. It costs them time and money.

For that reason, they will ignore many of the investigation requests from the credit bureau. True…..the bureau will delete the record. and true, they will just update it in a few months and it will re-appear again.

That assumes that they do their job. In many cases they don’t. And your negative credit item disappears forever.

For this reason you ALWAYS dispute every single negative item on your report. But you must also send a letter to the creditor and demand validation. You want them to send you proof you owe the debt.

In other words…you are demanding that they do their job. If it costs them time and money…oh well! That is their job.

If that means our poor collection agent has to put in a little more work, too bad.

I have helped many people fix their credit showing them how to dispute items. It will not remove them all…but it will remove a few (and maybe most) of them.

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Metric – Help I’m Alive (The Twelves Remix)

A slide-show music video that I made of The Twelves’ Remix of Metric’s Help I’m Alive. The first picture and the song were taken from http://rcrdlbl.com/artists/Metric/track/Help_Im_Alive_The_Twelves_Remix
All the others were from ordering Metric’s album, Fantasies, from http://ilovemetric.com/

Credit goes to:
Metric for making the original song and providing the majority of the pictures
The Twelves for doing the remix
RCRD LBL for having the song and the first picture
Windows Movie Maker for allowing me to put it all together

Hope you enjoy it!

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Why do we need the credit card reform act? How does it help responsible consumers?

It only helps irresponsible deadbeats who do not pay their cards off each month. Responsible consumers who pay the balance in full every month receive no benefit. I fact responsible consumers may actually experience higher rates because of the money banks will now be forced to lose on irresponsible deadbeats.

Actually the deadbeats you are referring to aren’t covered by the new reforms. In fact if you are behind by 60 days almost nothing in this legislation covers you.

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American Opportunity Credit help plz soo confused!?

My moms bookeeper is doing the American Opportunity Credit, I don’t understand how it works. Do they send me a check in the mail refunding my loans used for tuition or how does that work, im soo confused plz help!
EDIT: I am asking, "Will i get a check in the mail? If not, how is it refunded?!"

The AOC is a generous credit if you are an undergraduate student. The credit is a maximum of $2500 and up to $1000 is refundable.

if you are a dependent on your mom’s return, she claims the credit.
if you are eligible to be a dependent on your mom’s return and she does not claim you, you can get the credit, but NOT the refundable part.

If you supported yourself you can claim the credit, but you may or may not be able to claim the refundable part. If you are under 24, you have to have earned income that is more than half of your support. Loans will count against you.

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