One of my favorite commercials, this is relly my kind of humor, i hope you laugh yust as mutch like i did whean i saw it 
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Continue reading banned Mastercard commercial “funny as hell!”…
CreditCards.com editors Dan Ray and Connie Prater talk about student credit cards.
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Continue reading CreditCards.com discusses student credit cards…
‘Visual thinking’ is a new technique that we use to create visual explanations of complex messages. It enables you to literally see the various elements & how they all fit together.
We’re currently using this technique for some of our clients to help them communicate business strategy to employees as an alternative to large PowerPoint documents.
Please contact us for more information on Home’s video production and Visual Thinking :
Paul@thisishome.co.uk
Matthew@thisishome.co.uk
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Rich crop fields are sprouting up across Southern Somalia after heavy rains brought an end to a prolonged drought in the region.
According to the UN, this season’s expected to be the country’s best crop yield in seven years.
Instead of having to rely on UN food handouts, about 500,000 Somalis are expected to have the means to be self-sufficient this year.
And al-Shabab, an Islamic anti-government group that holds power over much of Southern Somalia, is claiming some credit for the increased food production.
Bernard Smith reports.
[March 24, 2010]
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Continue reading Al-Shabab claims credit for Somali food boom…
CBI survey shows fewer banks tightenging credit to UK businesses, though times are still tough.
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Delinquency Rates Rise in 1Q to 1.32%, from Last Year’s 1Q of 1.19%; Delinquency Rate Could Peak in Late 2010/Early 2011 (Bloomberg News)
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Continue reading In-Depth Look – Credit Card Delinquencies Up 11% – Bloomberg…
I have two credit cards both have membership services. Both report to all three credit agencies. And both offer the service of credit watch, with score watch. Why do the scores not match, I understand the the three reporting credit agencies will be different, but shouldn’t the info reported be consistant from one wedsite to another. If yes how reliabel are anyone scores who really can give a real reported score. I also understand that the FICO system is only used by Equifax, what are that two other systems?
Hi Speeqtruth,
The three are:
Empirica Score from Transunion
Beacon Score from Equifax
Fair Isaac Score from Experian
the closest you can for accuracy is a trimerge report from a lender or another company that regularly needs to pull credit for loan purposes.
The scores do not match because not all creditors submit to all three agencies.
~Trey
[We are experiencing audio sync issues on YouTube; this speech can be viewed properly at Vimeo http://www.vimeo.com/4667846]
At a town hall in Rio Rancho, New Mexico, the President emphasizes his commitment to signing the Credit Card Bill of Rights into law by Memorial Day. May 14, 2009. (Public Domain)
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I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does "available" credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
It’s better for your credit to have several cards with modern limit, as the FICO formula used by the credit bureaus consider the number of credit lines in good credit (by their type, e.g. revolving credit, installment loans etc). A lower number of credit lines will result in a lower score (since you’ll have more limited history).
Obviously that assume all of them are in good standing – if they’re not, the picture changes dramatically.
As to the total credit, what they look at is which percenage of your total credit are you using, and for that it’s irrelevant how it’s distributed between the credit lines.
Angie’s List: Energy tax credit