Im 19 years old with out any credit. How can i get a loan with out a co signer?
Here’s the problem i have ABSOLUTELY NO CREDIT history. How can i get a $2,500 loan with out a co signer ? I work full time and have an active checking account and make more than half the amount of the loan in one month. Please help me!! I really need this loan.
i recently found this site ( http://helpgetfunded.com ) they have a personal loan section that really helped me decide on what type of loan to get and how much interest rate to take it out for… very worth checking out!
January, 19th 2010 at 7:50 pm
You can’t.
Well, I take that back, you might be able to, but if you do, you’ll be paying 20-30% interest.
It’s just nearly impossible even for people with good credit histories to get loans now, and they generally need to be clearly secured with something (like a car loan).
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January, 19th 2010 at 8:17 pm
You probably can’t. Get yourself a credit card and work on building your credit though so next time this comes up you can get the loan.
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January, 19th 2010 at 8:58 pm
I don’t think you can, but hopefully it would work out for you.
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January, 19th 2010 at 9:23 pm
you can go to a loan company and just ask them. you probably wont get $2500, but you can start out with like 500 and work your way up. $500 is better than nothing.
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January, 19th 2010 at 9:50 pm
You probably can’t get an unsecured loan for that. what do you need it for? You might be able to finance a car or something for that amount.
Your best bet is to check with a credit union.
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January, 19th 2010 at 9:55 pm
I cannot believe the answers here… most people have no idea what they are talking about!
A credit union is your best bet. If you have any savings, CD’s, or money in your checking account this can be used to secure a loan.
Credit unions are ‘in it for the people’ so to speak. They look forward to helping you rebuild/build credit and are more lenient to lend.
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I just got a 4.25% 12 month secure share loan at my credit union last Monday.
January, 19th 2010 at 10:29 pm
i recently found this site ( http://helpgetfunded.com ) they have a personal loan section that really helped me decide on what type of loan to get and how much interest rate to take it out for… very worth checking out!
References :