How do I get a credit card with no credit history?
I am 18 and a student, I have applied for student credit cards at seperate times and have been denied because of having no credit history. The cards I am applying for are student cards for limited to no history, I want to know what else I need to do to get a credit card when I have no history. I want to get the card just to use for gas, so I can pay it off each month and slowly build some credit. Please Help!
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – buildcredit.ifastnet.com
March, 7th 2010 at 3:17 am
You can’t. the new law says you must be 21
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March, 7th 2010 at 3:43 am
New credit card laws just came into effect, that you must be 21 to ruin your life with credit cards.
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March, 7th 2010 at 4:27 am
First, stop applying immediately. Every application hurts your credit history, makes it harder for you to get a credit card, and will result in a worse credit history when you do get one.
What you need to do is:
1. Get some money.
2. Take it to a bank that offers "secured" credit cards to depositors with no credit history.
3. Deposit the money at that bank.
4. Get a secured credit card from that bank.
Do not apply for any credit cards that are not secured until after you have built a credit history.
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March, 7th 2010 at 4:47 am
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – buildcredit.ifastnet.com
References :