I Need a Credit Card but Have No Credit History.How can I obtain a visa credit card if I live I Uganda?

I Need a Credit Card but Have No Credit History.How can I obtain a visa credit card if I live I Uganda?

Having worked in banking in Africa (the most beautiful and wonderful continent on our planet), I know very well how this works. You will not be able to obtain a visa credit card (or other credit card) with no credit history, unless you have large cash balances. You will need to start with a debit card, a prepaid credit card offered by most of the African banking institutions. Once you have proven an ability to function with this card and to handle it responsibly, you will be considered for a credit card. These debit cards are often referred to as W8 cards, due to a section of international banking law that deals with this type of card.

2 Comments on I Need a Credit Card but Have No Credit History.How can I obtain a visa credit card if I live I Uganda?

  1. JIM
    March, 19th 2010 at 1:57 am

    Ask at your nearest bank
    References :

  2. ITFC
    March, 19th 2010 at 2:47 am

    Having worked in banking in Africa (the most beautiful and wonderful continent on our planet), I know very well how this works. You will not be able to obtain a visa credit card (or other credit card) with no credit history, unless you have large cash balances. You will need to start with a debit card, a prepaid credit card offered by most of the African banking institutions. Once you have proven an ability to function with this card and to handle it responsibly, you will be considered for a credit card. These debit cards are often referred to as W8 cards, due to a section of international banking law that deals with this type of card.
    References :

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