Does having a good credit score in USA help in obtaining better credit terms in Canada?

I have a credit score greater than 760 in the US. We are planning to move to Canada. Do Canadian lenders have access to/consider US Credit Score when considering an application for credit?

No they dont. You will have to start fresh again. Best option is to get a visa when you get here so you can start building your credit history quickly. I know, it sucks, but unfortunattly, Canada has not become the 53rd state yet, so they dont have access to your credit in the states.

One Comment on Does having a good credit score in USA help in obtaining better credit terms in Canada?

  1. ArticleDirec
    March, 3rd 2010 at 3:02 am

    No they dont. You will have to start fresh again. Best option is to get a visa when you get here so you can start building your credit history quickly. I know, it sucks, but unfortunattly, Canada has not become the 53rd state yet, so they dont have access to your credit in the states.
    References :

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