Comments on: Credit Scores are Meaningless

By: MickTwin

MickTwin — Tue, 16 Mar 2010 03:20:25 +0000

Man, this guy makes …
Man, this guy makes sense!

By: john2knj

john2knj — Tue, 16 Mar 2010 03:20:25 +0000

I used to be really …
I used to be really proud of my great credit score.

Then I “woke up” and now all I am interested in with regards to credit cards is getting completely out of debt.

By: joechien0218

joechien0218 — Tue, 16 Mar 2010 03:20:24 +0000

@peilthetraveler ” …
@peilthetraveler “Try to find an apartment here with bad credit. Its impossible. Easier to buy a house, than get an apartment with bad credit. ”

No wonder we have a housing bubble….

By: joechien0218

joechien0218 — Tue, 16 Mar 2010 03:20:24 +0000

George, I don’t …
George, I don’t fully agree with you.

Let me quote you, you said, “if you are working 2 jobs to pay off your credit card bill, you are a freaking idiot”.

My take on this, “If you are working 2 jobs to pay off your credit card bill, then STOP spending, you MORON”

You should have said that.

By: GreatInca

GreatInca — Tue, 16 Mar 2010 03:20:23 +0000

It used to be that …
It used to be that having credit card accounts open but unused greatly increased you score. They fixed that, but being a transactor still artificially inflates your credit score more than any other factor.

No late payments, keep the balances low (paying off the cards twice a month helps assure this). If you have multiple cards, make sure your primary card is very dominant – significant balances on multiple cards immediately reduce your score as do balance spikes, until paid off.

By: Criticalogic

Criticalogic — Tue, 16 Mar 2010 03:20:23 +0000

This guy has no …
This guy has no clue in what he’s talking about. But, neither does the old navy girl from what he said. I love it when 2 misinformed people argue, OH THE JOY!

By: 4daheluvit

4daheluvit — Tue, 16 Mar 2010 03:20:23 +0000

Nice to say. Nice …
Nice to say. Nice to hear, & i agree however, like it or not these days people ARE judged by their credit score instead of the content of their character. Isn’t it just wonderful.?! So they win? Which do we thank first?!?

By: tak178

tak178 — Tue, 16 Mar 2010 03:20:22 +0000

You do need to have …
You do need to have a credit score that will enable you to buy a home, rent an apartment, buy a new car.

If you want to live only on cash, that’s fine, but for a majority of people, that will never happen.

By: redline1189

redline1189 — Tue, 16 Mar 2010 03:20:22 +0000

kind of funny on …
kind of funny on your video, credit score commercial listed GET 720 CREDIT SCORE
im going to apply???

By: Anothercoilgun

Anothercoilgun — Tue, 16 Mar 2010 03:20:21 +0000

I agree. Also, may …
I agree. Also, may I be that charity? Seriouly, this societies is slated for credit. She will fall trap sooner or later. The world makes credit as right as rain.