Comments on: Do bad accounts erase off of your credit report after 7 years in GA? http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga Credit Repair Advice, How to Increase Credit Score Mon, 12 Apr 2010 14:46:08 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Dan http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5404 Dan Mon, 15 Mar 2010 05:48:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5404 ?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.com<br><b>References : </b><br> ?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com
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]]> By: X B http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5403 X B Mon, 15 Mar 2010 05:10:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5403 Always get a yearly FREE (from bank) credit report to show that the items are showing paid or unpaid.<br><b>References : </b><br> Always get a yearly FREE (from bank) credit report to show that the items are showing paid or unpaid.
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]]> By: rebeli812 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5402 rebeli812 Mon, 15 Mar 2010 04:50:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5402 you start over with pretty much no credit at all. just like when you were 18.<br><b>References : </b><br> you start over with pretty much no credit at all. just like when you were 18.
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]]> By: Clutch http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5401 Clutch Mon, 15 Mar 2010 04:43:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5401 Yup.. It all goes away.. Apply for a small card, say $200, and pay it off every month in full. That way irrespective of the interest rates or APR, you wont pay interest( but you have to make full stmnt ending balance payments every month). Moreover if its a rewards card, its an added benefit. Try www.capitalone.com<br><b>References : </b><br>I used to work with capital one credit cards! Yup.. It all goes away.. Apply for a small card, say $200, and pay it off every month in full. That way irrespective of the interest rates or APR, you wont pay interest( but you have to make full stmnt ending balance payments every month). Moreover if its a rewards card, its an added benefit. Try http://www.capitalone.com
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I used to work with capital one credit cards!

]]> By: bdancer222 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5400 bdancer222 Mon, 15 Mar 2010 04:32:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5400 It's a Federal law that derogatory items age off your credit report 7-1/2 years from the date of first deficiency. The older the item, the less impact on your score. By the time an item reaches the 7 year mark, it counts very little. You don't need to wait for every thing to age off before starting to rebuild your credit. Get a credit card, even if you have to get a secured card. Use the card for small purchases and pay in full every month. This will build good payment history. You will need at least 24 months of consistent, on-time payment history to start to improve your score.<br><b>References : </b><br>BD It’s a Federal law that derogatory items age off your credit report 7-1/2 years from the date of first deficiency. The older the item, the less impact on your score. By the time an item reaches the 7 year mark, it counts very little.

You don’t need to wait for every thing to age off before starting to rebuild your credit. Get a credit card, even if you have to get a secured card. Use the card for small purchases and pay in full every month. This will build good payment history. You will need at least 24 months of consistent, on-time payment history to start to improve your score.
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BD

]]> By: CatDad http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga/comment-page-1#comment-5399 CatDad Mon, 15 Mar 2010 03:56:59 +0000 http://www.libertycreditrepairllc.com/erase-bad-credit/do-bad-accounts-erase-off-of-your-credit-report-after-7-years-in-ga#comment-5399 7 years from the date of default and they come off...doesn't matter what state you live in.<br><b>References : </b><br> 7 years from the date of default and they come off…doesn’t matter what state you live in.
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