Is it true my bad credit gets erased after 6 years?
Is it true my bad credit gets erased after 6 years?
I mean defaults etc
Im in the UK.
So after this amount of time i’ll have no bad credit against me?
The bad credit get erased in Canada after 6 years and hard enquiries after 3 years. While in USA bad credit is erased in 7 years and hard enquiries 2 years. In UK it would be different.
December, 4th 2009 at 5:50 am
It’s 7 years, and that is to have it removed from your credit report. Whether you still owe it is determined by state law, and may be more or less time.
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December, 4th 2009 at 6:03 am
No they are erased after 7 years, meaning they are removed from your credit report.
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December, 4th 2009 at 6:31 am
7 years
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December, 4th 2009 at 7:10 am
The laws will differ from were your at but most accounts should fall of after 7yrs from the date of reported default usually 180 days from your last payment. They rarly do though and you must look at your credit to make sure as some things such a tax liens and bk can stay for 10+ yrs . You can go here to get futher help on your exact matter. http://creditinfocenter.com Hope this Helps .
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December, 4th 2009 at 7:41 am
The bad credit get erased in Canada after 6 years and hard enquiries after 3 years. While in USA bad credit is erased in 7 years and hard enquiries 2 years. In UK it would be different.
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December, 4th 2009 at 8:02 am
normally it is 7 years before bad reports come off your report
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December, 4th 2009 at 8:38 am
pay your bills and don’t wait for mercy
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