Is there a way to get bad credit erased?
My husband has bad credit and he can’t really wait the 7 years for it to be erased. Is there a way to get it erases before then?
I really don’t need bullshit answer’s. I’m being serious and thank you to those people with serious answer’s.
Bad credit is one of the worst problems to have… however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
March, 29th 2010 at 2:43 am
nope
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March, 29th 2010 at 3:11 am
Hit the lottery
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March, 29th 2010 at 3:41 am
tell him to pay his bills!! It works wonders
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life
March, 29th 2010 at 3:53 am
sorry, probably not.
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March, 29th 2010 at 4:38 am
All He Can Do Is Try To Improve His Credit Score By Doing Small Things That Will Reflect On His Credit Rating~
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March, 29th 2010 at 5:06 am
Yes. Took me ten years to pay every one off. It takes seven years AFTER you file bankruptcy. If he’s in a hurry, who is he intending to scr*w this time?
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March, 29th 2010 at 5:23 am
There are agencies that help with that, i don’t know how effective they are. Also he should get a copy of his report and make sure everything is accurate on it.
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March, 29th 2010 at 5:52 am
Just pay all of your bills on time religiously and eventually you will be back in good graces.That is the only way to do it and it will take time.
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March, 29th 2010 at 6:17 am
1) procure several EMP devices.
2) deteonate them near the corporate headquarters, and data backup centers, of all major credit reporting agencies.
other than that, you’re S.O.L.
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March, 29th 2010 at 6:40 am
No, sorry…several years ago I learned that lesson the hard way. The good news…now my credit rating is excellent, so there is hope for the future.
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March, 29th 2010 at 7:21 am
WHAT YOU CAN DO IS PUT ALLDEBT ON PAPER, YOU WANNA MAKE PAYMENTS TO HIGHEST INTEREST RATE, HIGHEST OUTSTANDING BALANCE FIRST, THEN WORK YOUR WAY DOWN. MAKE THE MINIMUMS ON THE LOWER CARDS, ANYTHING EXTRA SHOULD GO TO THE HIGHEST, IF HE DOESN’T HAVE A CREDIT CARD, TRY http://WWW.LENDINGTREE.COM, HE CAN GET A CREDIT CARD THERE AND GET STARTED…YOU ALSO GET A FREE CREDIT REPORT AND CHECK FOR ACCURACY..
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March, 29th 2010 at 8:02 am
Start with the free reports it is amazing what you can find and how easy it is to clean up a lot of stupid little issues on your credit here is the link I do this every year for free you can do it more often but you have to pay and I think obsessing about it is not to healthy so get the report be ready the report can be 50, 60 or more pages long so you might want to save them in Word instead of printing them but you get to go back as many times as you want in 30 days so save it first and if you decide you want to print you can go back look at everything there are a lot of issues some you can dispute other you call the company and they will fix it and sometimes you cant get it removed but the company will send you a letter explaining the situation and every time you apply you show them the letter and they will ignore the rating all together
References :
https://www.annualcreditreport.com/...
http://www.experian.com/
http://www.transunion.com/
https://www.equifax.com/
http://www.consumer.gov/idtheft/index.ht…
March, 29th 2010 at 8:19 am
Bad credit is one of the worst problems to have… however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
References :