Liberty Credit Repair

I turned 18 in nov. and i have been trying to start building my credit. Well i checked my credit report online because i kept getting denied and it said that i was 17 and had my address wrong. how do i contact them to get my b-day right because i have to apply for school loans. asap

Whenever you have an incorrect item/ entry in your credit report and you want to correct it, in credit industry lingo it is called "disputing an item". Here is what you can do to correct inaccuracies. When you login to your credit report online there will be section called "Dispute an item" go there and select the item you want to dispute and the website will ask you to write why you want to dispute or, what is the inaccuracy. Be brief but to the point.

If the online access to your credit report is no longer available but you have a print-out of your report, look at the last few pages of your report. There will be a phone number to call. Call them and specifically say that you are calling to "dispute an inaccurate item on your report" If they need additional info they will ask for it, example they may ask you to mail a copy of your driver license to correct the date of birth, etc. Jus talk to the customer service.

If you did not make a print-out of report and no longer have access to it online, you will have to run the credit report again. Remember to run each report separately, that way you get contact info of each credit reporting agency.. Do not do the 3-in-1 report. Good luck.