What is the best way to raise a credit score?
What is the best way to raise my credit score? My husband and I just went though bankruptcy (unfortunately). Our vehicles are paid off and in fairly good shape. I don’t want to get into a vehicle loan at 17% interest. Will getting and using credit cards help?
Any ideas or input would be GREATLY appreciated!
?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com
January, 24th 2010 at 4:12 am
To raise credit score
1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3.To boost your score: Don’t charge anything for at least 60 days before applying for a loan
4. keep your total potential debt to earnings load low – If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.
6.To boost your score: Don’t close unused accounts when you transfer debt.
7.To boost your score: Consider opening another credit-card account or two, or taking out a car loan or small bank loan.
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http://www.bestcreditrates.net
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January, 24th 2010 at 4:38 am
?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com
References :