Posts Tagged ‘Fair’

Why Knowing Your FICO® score Is So Important

How can knowing your FICO® score help you get through the current credit crunch? By understanding how credit scoring works, you can take the right actions to improve your credit health. Find out how in this short video from Fair Isaac, the creators of the FICO® score that is used in most lending decisions in the U.S. Youll learn how the kind of information at www.myFICO.com can help you avoid credit mistakes that will hurt your score, and how Fair Isaac is helping consumers learn about scores through programs like the Scores on Statements initiative. Darcy Sullivan of Fair Isaac interviews Shon Dellinger, Fair Isaac vice president of consumer solutions, for this Fair Isaac Tech Talk.

www.fairisaac.com/techtalk

Duration : 0:8:36

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Credit Repair Proof..My 60 Day Results

http://www.17minutevideo.com/
My Credit Repair Results. After 60 days of me being in a credit repair program i am happy to say they have already started erasing negative items on my credit report.

http://www.17minutevideo.com/

Duration : 0:5:24

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Free Credit Score. Video on FICO 08

http://www.fastdebtreducer.com Get a Free Credit Score and watch this video report on the new 2008 FICO credit score algorithm. Your credit score is about to change and you need to know how and why.

Duration : 0:3:50

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Dave Ramsey – Credit Card/Debt Collectors are SCUM

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

Duration : 0:5:56

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All 6 Free Credit Report.Com Commercials

EDIT 3: You know, you don’t have to remind me that there are new commercials out. In fact I uploaded them, so I think I would know. I’m waiting for all the new commercials to come out BEFORE I make another collaberation. So yeah. Shut up about the new commercials.

EDIT 2: Added the lyrics as annotations on the video. Now you don’t have to look in the description for the lyrics!!! Be careful though, the annotations jump around the video a lot so keep your eyes open!

EDIT: Oh my God!!! Fine!!! Here are the freakin lyrics! Now stop spamming me with the constant comments and messages to put the lyrics!!!

New Job/Pirate Restaurant Commercial:
They say a man should always dress
For the job he wants, so
Why’m I dressed up like a pirate
In this restaurant?
It’s all because some hacker
Stole my identity
Now I’m in here every evening
Serving chowder and iced tea

Shoulda gone to:
Free credit report dot com

Yee-haa!

I coulda seen this coming at me like an atom bomb
They monitor your credit and send you email alerts
So you don’t end up selling fish to tourists in T-shirts
Offer applies with enrollment in Triple Advantage.

Dream Girl:
Well I married my dream girl
I married my dream girl
But she didn’t tell me her credit was bad
So now instead of living in a pleasant suburb
We’re living in the basement at her mom and dad’s.

No we can’t get a loan
For a respectable home
Just because my girl defaulted on an old credit card
If we’d gone to free credit report dot com
I’d be a happy bachelor with a dog and a yard.
Offer applies with enrollment in Triple Advantage.

New Car:
Well I was shopping for a new car, which one’s me
A cool convertible or an SUV?
Too bad I didn’t know my credit was whack
‘Cause now I’m driving off the lot in a used sub-compact.

F-R-E-E, that spells free-
Credit report dot com, baby
Saw their ads on my TV
Thought about going but was too lazy
Now instead of looking fly and rollin’ phat
My legs are sticking to the vinyl and my posse’s getting
Laughed at
F-R-E-E, that spells free-
Credit report dot com, baby
Offer applies with enrollment in Triple Advantage.

Bicycles:
Check it out, gas prices blowing up sky high
Ditched my used subcompact for a two-wheeled ride
Now I’m rolling eco-friendly but I still look bad
When the bike store saw my credit they said this was all they had

F to the R to the E to the E to the
C to the R to the E D I T
RE to P O R T to the DOT to the COM
Come on everybody grab your bike and sing along, it’s easy
Offer applies with enrollment in Triple Advantage.

Rock Star:
When you’re a rock star
You get to party hard
Champagne and caviar
Tricked-out exotic cars

It’s just how I thought it’d be
‘cept the party’s not for me
‘Cause some punk opened a credit card with my ID

Free What? (free credit!) report dot com (I said it!)
That’s the site I’m gonna hit when I go home
They know how credit works
They send email alerts
Now I’m finding out how bad reality hurts
Offer applies with enrollment in Triple Advantage.

Renaissance Fair:
I was getting depressed ’cause of all the stress I was feeling at home
Had a poor credit score and the number would haunt me wherever I’d go
Thought I’d move to a place where my credit could stink and nobody would care
I just wish that somebody had told me that place was a Renaissance Fair!
Free Credit Report dot com!
Tell your friends, tell your dad, tell you mom!
Never mind, they’ve been singing our songs
Since we first showed up with our pirate hats on!
If you’re not into fake sword fights
Pointy slippers and green wool tights
Take a trip from a knight who knows
Free Credit Report dot com, let’s go!
Offer applies with enrollment in Triple Advantage.

Duration : 0:3:4

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