Posts Tagged ‘finances’

Loans & Credit Scores : How to Boost Your Credit Score

In order to boost a credit score, make payments on time, leave old credit open and have a good mix of credit cards and loans. Raise a credit score by showing good credit management skills with tips from a financial consultant in this free video on personal finance and credit scores.

Expert: Carrie Kukuda
Contact: www.wearehdtv.com
Bio: Carrie Kukuda has a business administration degree, and was branch manager of a community bank.
Filmmaker: Christopher Rokosz

Duration : 0:1:26

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Improve Your Credit Score

You may already know credit score basics, and how your score is used to help determine if you can get approved for a loan and which interest rates you qualify for. However, do you know it also affects your ability to get housing, insurance, and even your credibility with employers?

Your credit score affects many aspects of your life, so its important to have a clear understanding of how it works. Learning the five main components of your score is a good first step.

•Payment history is based on your bill payment history over time. This includes but is not limited to credit card, mortgage, and utility payments. Keep your credit score in good standing by making consistent, on-time payments.

•Amount owed is determined by the amount of debt you owe versus the total amount of credit you have. The reality is, if you use more than 50 percent of your credit limit, you will likely see your score drop.

•Length of credit history demonstrates your financial stability and the ability to manage credit responsibly. Keeping credit accounts open for at least two years will positively affect your score. Length of credit history can also play a role if you are trying to reduce your number of accounts.

•New credit looks at the number of accounts youve opened recently, as well as your proportion of new accounts to older, established accounts. Also considered are the number of recent credit inquiries that have been made for your report.

•Types of credit examines your current mix of debts, which may include credit cards, mortgage and auto loans, and retail accounts. Its important to have a good blend of credit, with limited revolving credit card accounts, because it shows youre able to manage a variety of credit types, says Elling.

Visit your local Affinity Plus branch location for a free copy of your credit report. A financial professional will meet with you, one-on-one, to review your report and answer your questions. We want to help you understand your credit report and how you can improve, and maintain, your score, says Elling.

For more information about credit score factors, free workshops, or to make an appointment with an Affinity Plus Federal Credit Union financial professional, please call (888) 830-2280 or visit www.onthemoneymn.com.

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Improve your actual FICO score by over 100 points in less than 6 months!

http://www.oncewire.com/cr Get your free credit report, your first step. Subscribe for future videos on credit repair, credit education, and financial help!

Duration : 0:0:52

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Credit Card Counseling Overview

If you find yourself in a debt black hole and can’t see a way out, it’s time to get help. Credit counseling will help you get back on your fiscal feet and help keep you there.

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Credit Cards, Credit Score & Credit : How to Improve Your Credit Score

Improve your credit score by making payments on time and keeping cards at a balance less than half the credit limit. Learn how to improve your credit score from a credit counselor in this free personal finance video.

Expert: Maria Enomoto
Contact: www.gotdebt.org
Bio: Maria Enomoto is a credit counselor working for Consumer Credit Counseling Services in San Jose, Calif.
Filmmaker: Bing Hu

Duration : 0:2:16

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Credit Scores & Reports : Ways to Raise a Credit Score

Raise a credit score by making sure everything on a credit report is accurate, improving debt-to-income ratio and avoiding scams that claim to raise credit scores instantly. Correct any inaccurate content on a credit report by using a registered dispute letter with instructions from a certified financial consultant in this free video on credit counseling.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:2:7

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Improving Your Credit History

http://www.SimplyLivingDebtFree.com
Improve Your Credit History.
Visit my website to find out how to get out of debt and get your free debt tips newsletter.
Video created by http://www.VideoGoRound.co.uk

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Credit Scores & Reports : How to Raise a Credit Score by 100 Points

Raise a credit score by 100 points by making sure everything on your credit report is correct, making payments on time, paying off debts and avoiding lots of credit inquiries. Dispute incorrect items that appear on a credit report with instructions from a certified financial consultant in this free video on credit reports.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:2:15

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Credit Scores & Credit Cards : How to Achieve a Perfect Credit Score

Although there’s no such thing as a perfect credit score, a good credit score ranges between 700 to 800 points, which can be achieved by paying bills on time and not maxing out credit cards. Learn more about achieving a perfect credit score with tips from the vice president of a bank in this free video about credit card score advice.

Expert: Stephen Fawehinmi
Bio: Stephen Fawehinmi is the vice president of business banking at the Bank of Nashville in Nashville, Tenn. He has been a lender for more than 10 years.
Filmmaker: Dimitri LaBarge

Duration : 0:2:18

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Money Management : How to Increase My Credit Score

Increasing a credit score is done by looking at a credit report, keeping credit card balances down and making payments on time. Discover how a mortgage can affect someone’s credit score with advice from a registered financial consultant in this free video on money management.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

Duration : 0:1:15

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