Film by Jeff Burns
Musical contributions:
“Transatlantic” from the album Apricot Morning by Quantic.
Andrew Lachance: Cabin Recordings
“Je Je L’aiye” from the Album P.D.P. by Akoya Afrobeat Ensemble
Special thanks to Rick Prelinger and the Internet Archive
Learn more about how History Attacks at our blog.
http://whenhistoryattacks.wordpress.com/
Duration : 0:7:20
You may already know credit score basics, and how your score is used to help determine if you can get approved for a loan and which interest rates you qualify for. However, do you know it also affects your ability to get housing, insurance, and even your credibility with employers?
Your credit score affects many aspects of your life, so its important to have a clear understanding of how it works. Learning the five main components of your score is a good first step.
•Payment history is based on your bill payment history over time. This includes but is not limited to credit card, mortgage, and utility payments. Keep your credit score in good standing by making consistent, on-time payments.
•Amount owed is determined by the amount of debt you owe versus the total amount of credit you have. The reality is, if you use more than 50 percent of your credit limit, you will likely see your score drop.
•Length of credit history demonstrates your financial stability and the ability to manage credit responsibly. Keeping credit accounts open for at least two years will positively affect your score. Length of credit history can also play a role if you are trying to reduce your number of accounts.
•New credit looks at the number of accounts youve opened recently, as well as your proportion of new accounts to older, established accounts. Also considered are the number of recent credit inquiries that have been made for your report.
•Types of credit examines your current mix of debts, which may include credit cards, mortgage and auto loans, and retail accounts. Its important to have a good blend of credit, with limited revolving credit card accounts, because it shows youre able to manage a variety of credit types, says Elling.
Visit your local Affinity Plus branch location for a free copy of your credit report. A financial professional will meet with you, one-on-one, to review your report and answer your questions. We want to help you understand your credit report and how you can improve, and maintain, your score, says Elling.
For more information about credit score factors, free workshops, or to make an appointment with an Affinity Plus Federal Credit Union financial professional, please call (888) 830-2280 or visit www.onthemoneymn.com.
Duration : 0:0:30
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March 3 (Bloomberg) — Simon Derrick, chief currency strategist at Bank of New York Mellon Corp., talks with Bloomberg’s Judith Bogner about Greece’s debt and deficit cutting measures.
The European Central Bank said Greeces additional deficit-cutting measures announced today will help the country overcome its economic difficulties. (Source: Bloomberg)
Duration : 0:3:41
Continue reading Derrick Sees Risk of Greece Hurting German Credit Rating: Video…
FDI Company president William J. Andreoli interviews Brian House of Credit Trax.
Duration : 0:5:3
A robust group of clergy, labor and progressive activists took the American Bankers Association by storm, protesting their annual conference and shaming the financial community for excessive pay and failing to use bailout funds to expand credit and help consumers suffering from the poor economy.
Duration : 0:1:29
If you find yourself in a debt black hole and can’t see a way out, it’s time to get help. Credit counseling will help you get back on your fiscal feet and help keep you there.
Duration : 0:1:53
Economist Loretta Napoleoni gives the keynote address of “Global Instability: Causes, Consequences, and Cures,” a lecture series organized by UNM’s International Studies Institute. Napoleoni is a senior partner of G Risk, a London-based risk agency. She is the author of “Rogue Economics: Capitalism’s New Reality,” “Terror Incorporated” and “Insurgent Iraq.” She is an expert on the financing of terrorism and advises several governments on counter-terrorism.
Duration : 1:22:15
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Debt Consolidation can:
Help avoid filing bankruptcy
Eliminate creditor harassment
Lower debt payments up to 50%
Provide one monthly payment
Once you’ve found yourself in debt it may feel like a downward spiral from which you don’t know how you’ll ever regain your footing. It’s hard enough to find simple answers and may seem impossible when the collection agencies constantly call your house and threaten the security of you and your family. Ultimately your decision to choose a debt consolidation loan or credit counseling program to consolidate debts, should be based on your own personal financial situation.
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Continue reading Debt Consolidation can lower your monthly credit card debt payments…
