Posts Tagged ‘trade’

How can I fix my credit Gizzi? Easy, get with the Program and Add (TradeLines)

SUBSCRIBE! Hey Gizzi, how can I restore my credit this year!? I can’t get no credit for nothing is this world…can you help me!?

Yes! You are at the right place at the right time….I know, its TAX season and you’re going to get your income tax check and Invest it in yourself! I am soo proud of you…taking action at the beginning of the year so you can no longer complain about your credit!

For more information on the 100,000 of people we have helped go to http://www.credit-debt-vendetta.com and see for yourself…..Men Lie, Women Lie, but numbers # don’t!!

Financial Chemotherapy LLC
Intro Video: http://TwitPWR.com/C4u/
Services:

-Debt Settlement: Reduce Unsecured Debt 25-50% FREE Analysis
-Credit Card Counseling: Reduce Interest Rates on Credit Cards to 2-9%
-Credit Repair: Remove negative and out dated information from Credit Report
http://www.credit-debt-vendetta.com Money Back Guarantee!!
-CPN numbers: New Credit Profile and a 725+ Credit Score
-Trade Lines: Increase your Credit Score 25 to 75 Points on Average
-Loan Mods: Attorney Based Loan Modification Services
-Short Sales: We Buy Houses! Avoid Foreclosure NOW!
-Investment Properties: We Sell Houses 2 – 4 Family Ask How?(SEE ATTACHED FOR PROPERTIES)
FOREX Investing: Invest your money and have it work for you!
-Sell Property Equity Holding Trust: Creative way to acquire property w/out Credit Check
-Notary Public : Notarizing document all over NJ
-Next Age Realty : www.nextagerealty.com Grow your Real Estate Empire Internationally!
-Merchant Business Credit Account- Reduce Rates & Fees $500 Challenge!

We also have business opportunities on a National Level.

Log onto our conference calls for more information on Debt Settlement/Merchant Accounts/Sell Property Equity Holding Trust! 9pm Est Time 712-432-0075 code 409018 M, T, Th, Fr, S(10am)

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UPDATES AND PRICING PACKAGES!


Guillermo A. Cervano CMPS
Financial Chemotherapy LLC
Direct: (973) 440-8661 Google Voice
www.credit-debt-vendetta.com
www.twitter.com/financialchemo
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www.linkedin.com/in/financialchemotherapy
“Strategically making it happen. Giving Financial Chemotherapy to wallets, houses and credits with Financial Cancer”

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ICB Trade Lines – Piggyback Credit Increases FICO Score

Fair Isaac Corp., the company responsible for FICO credit scores, has decided that when it unveils a new version of its credit score system in September, it will close the loophole that allowed piggybacking.

Angry proponents of piggybacking say they’ll organize a grass-roots campaign to fight against the change.

With piggybacking, a consumer with poor credit is placed as authorized user on the credit card of a person with a stellar credit history. Authorized users benefit from having the payment history of the primary cardholders show up on their credit reports, thereby improving their credit scores.

Lenders have complained that it is fraud and distorts the credit score system.

Internet companies have created an industry by playing middleman — paying a small sum to those with good credit to take on those with bad credit as authorized users, then collecting healthy fees from those consumers.

Now one of those Web-based firms has threatened to organize an effort to expose problems in the credit scoring system.

“Our very existence (proves) that the FICO system is so flawed,” says John Coates, spokesman for Instant Credit Builders based in Largo, Fla.

Fair Isaac says that starting in September it will ignore authorized users as it calculates the renowned FICO credit score.

“Fair Isaac has become aware that Web-based services are using authorized trade lines to defraud lenders,” says Craig Watts, spokesman for Fair Isaac. “While we work with the financial services industry on an industry solution, we wanted to protect lenders and FICO scores.”

The FICO credit score is used by lenders to assess risk in lending money. Lenders factor this number, which can range from 300 to 850, in credit decisions. Watts says 90 percent of the largest U.S. banks base their loan decisions on FICO credit scores.

Watts says the change will prevent people from misleading lenders about their true credit risk.

Coates argues the system can’t be easily changed.

“Maybe our system can definitely show you, OK, there seems like there’s a loophole and there are flaws that increase the score. You know what? There are also a zillion flaws that decrease the people’s scores.”

He says Instant Credit Builders plans to bring to light every flaw in the credit scoring system.

“We are building a community of people that are going to stand up. We will petition against it and we are actually going to formulate plans to work together as a grassroots effort to actually create a financial revolution,” he says.

Those who rent credit histories won’t be the only ones suffering a loss. Often parents will attempt to give their children a jump-start on a good or improved credit history, and they’ll be taking a hit as well.

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Padex score vs Credit score

http://gboogie.net there is a big difference between a paydex score and an actual credit score

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Tradelines can increase your Fico Score 25-75Point on Average! Call to get Urs!

Financial Chemotherapy now offers Credit Enhancement services. Credit Enhancement is for people who want to maximize their time and increase their FICO Score to purchase Insurance LIfe, Home, Auto Loans in 30 to 45 days. Each trade line can increase your Fico Score by 25-75 Points on Average. Take advantage of this product and at the same time fix your credit. We have seasoned/Primary trade lines from 3 to 20 year from sophisticated investors that will permanently stay on your credit report. Its like putting make-up on but the make-up will stay forever! Contact Financial Chemotherapy at 973-440-8661

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